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The National Lottery itself provides Syndicate Agreements and these are well worth recommending if employees want to start one Each member

But illness or boredom is always a risk with amateur syndicates If you want very low budget, this is a good option But personally I think it's worth paying If I buy a ticket and I've the winning numbers in a €12m draw, I have an asset worth €12m Retrospective syndicate formation is just like

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